Africa Merchant Assurance · Kenya

Get an AMACO quote in minutes — online for motor and fire, or WhatsApp Amani.

Instant premiums for motor and property, based on the Master Quotation Template. Chat with Amani on this page or WhatsApp if you prefer to talk it through.

Quote a private car WhatsApp Amani

Regulated by the Insurance Regulatory Authority · Covering What Matters Most

Motor

Private & commercial

Property

Fire, IAR, conloss

Live chat

Amani on this site

M-Pesa ready

Pay from the quote

Instant online quotes

These five classes calculate on the spot. Pick one, fill a few details, get the premium — then PDF or pay on M-Pesa.

Most quoted

Private motor

Personal cars — comprehensive or third-party, with clear premium breakdown.

Start quote

Commercial motor

Own goods, cartage, or PSV — rated by use and tonnage where it matters.

Start quote

Fire & perils

Buildings, stock and fixtures — fire and allied perils on IRA-aligned rates.

Start quote

Industrial all risks

Material damage for industrial risks, with levies and stamp shown upfront.

Start quote

Fire consequential loss

Gross profit and increased cost of working after a fire claim.

Start quote

More AMACO covers

Ask Amani on chat or WhatsApp for these — we will route you to the right underwriting path instead of a recycled stock photo.

Domestic package

Home

Home buildings, contents and liability in one place.

Burglary

Property

Stock and contents against theft and break-in.

Marine cargo

Marine

Goods by sea, air or road while in transit.

Goods in transit

Marine

Inland haulage cover for consignments.

Group personal accident

Accident

Staff or group cover for accidental injury.

WIBA

Liability

Statutory work injury benefits for employees.

Public liability

Liability

Third-party injury or property damage claims.

Professional indemnity

Liability

Negligence claims against professional advice.

Contractors all risks

Engineering

Contract works, materials and site liabilities.

Money

Financial

Cash and cheques on premises or in transit.

Fidelity guarantee

Financial

Employee fraud and dishonest acts.

Electronic equipment

Engineering

Sudden damage to computers and electronics.

Bonds / bid bonds

Financial

Tender security and performance bonds.

Not sure which class fits? Tell Amani what you are covering — gari, dukani, site, or staff.

Message on WhatsApp

IRA regulated

Licensed Kenyan insurer — Africa Merchant Assurance Company

Master template rates

Premiums follow the AMACO Excel quotation rules

Breakdown you can read

Net premium, levies, stamp duty — no mystery total

WhatsApp + web

Same Amani engine on chat and this quotation builder